WE PROVIDE FINANCIAL SOLUTIONS INSTEAD OF LOANS YOU DON'T NEED
Loan Application Loans - Mortgages
KNOWLEDGE, EXPERIENCE,
ADVICE YOU CAN TRUST
First Rate Lending knows what it takes to be a successful lender. Since the start of our operation, our dedication to exceed your expectations and guarantee your satisfaction has made us what we are today.

From start to finish in the loan process, we provide no less than exceptional service to our most prized possessions: our customers.

As a leader in the mortgage industry, we aim to deliver excellence in every area. Based on client feedback, we constantly strive to improve our systems and technology to improve our efficiency and success ratio.

Because market conditions are constantly in flux, we keep our fingers on the pulse of mortgage backed securities to ensure that you get the best interest rate possible.
First Rate Lending, deal with loans experts
FIRST TIME BUYERS
Many home loan programs have been specifically created for first time home buyers. These loans feature low down payments and approval guidelines that make it easier to qualify. Some of the more popular first time homebuyer programs are listed hereafter:

# What is a First Time Buyer Loan?
# FHA and VA Loans for First Time Buyers
# Who is Eligible for a 1st Time Buyer Loan?
# Community Home Buyer Programs
# What is Escrow?
# Mortgage Credit Certificates

Getting your first home is easy.
Call us today about:

  • 100% Financing
  • No Down Payment Loans
  • Low Closing Costs
  • Flexible programs
First time buyers
REFINANCE
When you need a quick and easy refinance of your home or investment property, try FirstRateLending.com.
Our customers have said that our speed of processing, knowledgeable staff and aggressive programs set us apart from our competition

# Why refinance?
# Refinance Issues to Review
# Evaluate Your Assets
# Deciding to Refinance
# Cash Out Refinance
# Will Paying Points Affect My Rate?
# Refinance Expenses
# Your Second Refinance
# Converting Your ARM to a Fixed Rate
# Refinance and Taxes


These are just a few benefits of refinancing and taking advantage of the record breaking low interest rates.
  • Save money?
  • Lower your payment
  • Get cash out
  • Lower your rate
When you need a quick and easy refinance of your home or investment property, try FirstRateLending.com
SIMPLE APPLICATION

1. Please choose the type of home loan you are shopping for below:

Loan program:

Property state

Property use

Property type

Property value
$
Applicant's First Name *
Co- Applicants First Name
Applicant's Last Name *
Co- Applicants Last Name
Current Street Address *
City *

State *
Zip Code *
Home Phone #
Best time to contact you?
Work Phone #
Mobile Phone / Pager #
Email Address *
 

2. Property Details

Do you currently Own or Rent ? Own Rent *

Property Type

Purchase Price of Your Home
* Example: 365000

Date Property was Acquired
Example: 9/2004

Present Value of Property $
* (Approximate Appraised Value) Example: 365000

3. Existing First Mortgage Details

If you do not have a 1st Mortgage, simply type 0 in the amount owe field
then move to question # 5.

Amount Owed on 1st $
* Example:125000

Interest Rate on 1st %
* Example:6.25
Rate Type Fixed Adjustable

Monthly Payments on 1st $
* Example:2248

4. Existing Second Mortgage Details
If you do not have a 2nd Mortgage, simply move to question # 5 .

Amount Owed on 2nd $
Example:125000


Interest Rate on 2nd %
Example:7.625
Rate Type Fixed Adjustable

Monthly Payment $
Example:1870

5. Approximate Loan Amount Needed

Loan Amount Desired $
* Example: 120000

6. Your Credit Rating:

How would you rate your credit?
Excellent Good Fair Poor *

7. Additional Comments:

Please type in below anything you feel might be helpful
to us in consideration of your application:



First Rate Lending - Laguna Niguel
WE PROVIDE FINANCIAL SOLUTIONS INSTEAD OF LOANS YOU DON'T NEED
23161 Lake Center Drive, Suite 201 - Lake Forest, CA 92630 - Toll Free number 866-LOAN-838
DRE License # 01445232
NMLS License # 365033