FirstRateLending.com, the loan provider Residential and Commercial loans
Call First Rate Lending Toll Free 866-Loan-838 WE HAVE SPECIAL LOAN PROGRAMS FOR FIRST TIME HOME BUYERS
First Time Buyer Loan for first time buyers
FIRST TIME BUYERS
Many home loan programs have been specifically created for first time home buyers. These loans feature low down payments and approval guidelines that make it easier to qualify. Some of the more popular first time homebuyer programs are listed hereafter:

# What is a First Time Buyer Loan?
# FHA and VA Loans for First Time Buyers
# Who is Eligible for a 1st Time Buyer Loan?
# Community Home Buyer Programs
# What is Escrow?
# Mortgage Credit Certificates

Getting your first home is easy.
Call us today about:

  • 100% Financing
  • No Down Payment Loans
  • Low Closing Costs
  • Flexible programs
First time buyers
MORTGAGE CREDIT CERTIFICATES
A Mortgage Credit Certificate or MCC is a certificate awarded by your local government agency authorizing the home loan borrower to take certain federal income tax credits.

The credits awarded help to free up funds and make the monthly home loan payments more affordable for the homeowner.

First time home buyers are typically the candidates eligible for an MCC but in special cases that you may discuss with your home loan advisor this requirement may be waived.

Income and purchase price requirements also vary state to state and should be covered in conversations with your home loan representative.
EASY TWO STEPS                       QUICK APPLICATION FORM
 
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First Rate Lending - Laguna Niguel
WE PROVIDE FINANCIAL SOLUTIONS INSTEAD OF LOANS YOU DON'T NEED
23161 Lake Center Drive, Suite 201 - Lake Forest, CA 92630 - Toll Free number 866-LOAN-838
DRE License # 01445232
NMLS License # 365033